Effective: February 6, 2012
All interest rates are for owner-occupied, single-family residences & subject to change daily.
Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department:
Duane or Beth in Bath at 765-732-3022
David or Melanie in West College Corner at 765-732-3147
Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.
| Years |
Interest Rate
|
Point
|
Out of Pocket Cost
|
APR |
Max
Loan-to-Value
|
| 30 year fixed |
3.625% |
1
|
+
|
3.714% |
95%
|
| 30 year fixed |
3.750% |
1/2
|
+
|
3.798% |
95%
|
| 30 year fixed |
3.825% |
0
|
+
|
3.832% |
95%
|
| 20 year fixed |
3.500% |
1
|
+
|
3.624% |
95%
|
| 20 year fixed |
3.625% |
1/2
|
+
|
3.692% |
95%
|
| 20 year fixed |
3.750% |
0
|
+
|
3.760% |
95%
|
| 15 year fixed |
2.750% |
1
|
+
|
2.907% |
95%
|
| 15 year fixed |
2.875% |
1/2
|
+
|
2.960% |
95%
|
| 15 year fixed |
3.000% |
0
|
+
|
3.013% |
95%
|
| |
|
|
|
|
|
All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan
APR = Annual Percentage Rate
